Benefits of Chase Small Business Credit Cards:
Chase Small Business credit cards offer many of the same benefits as regular Chase credit cards, plus some unique perks that come into play if you run your own business.
Whether you run an online store or own a brick and mortar business, having the right credit card can help save you money in more ways than one.
It’s no secret that credit cards have some serious perks that can help your business save more money and attract more customers.
If you’re looking to make the most of your Chase small business credit card, here are the 6 Benefits of Chase Small Business Credit Cards.
1. Cash back rewards
Chase small business credit cards offer cash back rewards. With the Ink Plus, cardholders earn 5% on the first $25,000 spent at office supply stores and wireless telephone services providers.
This means that you’ll earn $1,250 per year in rewards when using your card exclusively to make purchases at these types of businesses. There are no annual fees for this card, but there is a limit to how much cash back you can earn each year (the cap is $50,000).
Other benefits include 24/7 concierge service and no foreign transaction fees. In addition, there are many different levels of card with varying benefits and privileges.
For example, the Ink Preferred offers a 60,000-point sign-up bonus after spending $5,000 in three months which could be worth up to $750 toward travel or gift cards.
But it also has an annual fee of $95 which might not be right for everyone. To decide which Chase small business credit card is right for you, call 888-686-2453 today!
2. No annual fee
The best thing about this card is that there is no annual fee. You can be as busy or as idle as you want and not have to pay a fee for your business credit card.
You also get a variety of different benefits depending on how much you use the card. If you use it a lot, then you’ll get 2% cash back on every purchase, which can really add up over time.
If you don’t use it all that much, then the flat 1% back will do just fine for you. And if you’re someone who needs to travel often for work, the Chase Sapphire Preferred Card is probably the one for you.
You’ll get an introductory offer of 50,000 points after spending $4,000 in purchases in the first three months. And those points are worth at least $1,000 when redeemed through Chase Ultimate Rewards so they can go quite a long way!
3. Employee cards at no additional cost
The best part about the card is that you get a free employee card at no additional cost. That’s right, if you have an employee, he or she can also have a credit card with your company name on it to make purchases for the business.
There’s never been an easier way for small business owners to manage their expenses. and it even comes with roadside assistance protection.
The Chase Ink Preferred offers some great benefits such as cash back rewards and points that never expire when you use them toward travel.
You can earn 3X points per dollar spent on phone, cable TV and internet service providers while earning 2X points per dollar spent at office supply stores like Staples or Office Depot; plus 1 point per dollar spent on all other purchases.
4. 0% intro APR
There’s no better way to get your business off the ground than with a Chase small-business credit card. With two cards to choose from, you’ll be able to find the one that best suits your needs.
You’ll also find that there are no annual fees and no balance transfer fees, which makes it easier to manage your business finances. Plus, our intro APR* offers 0% interest on purchases and balance transfers for 7 months.
Choose between an unsecured card or a secured card. Secured cards require collateral like a mortgage or home equity line of credit in order to become approved for a loan and have lower rates and higher limits.
But we’ve also made it easy by offering tools like prequalification that can help you get started as quickly as possible. Our risk evaluation process is designed to determine whether your request qualifies under these guidelines.
5. Flexible payment options
As a small business owner, you know the importance of flexibility. That’s why we offer flexible payment options and no annual fee.
With our Chase Ink Cash® card, you can earn 5% cash back on the first $25,000 spent each year at office supply stores and restaurants, 2% cash back at gas stations and hotels and 1% cashback on all other purchases.
Apply now to start earning rewards. Our generous sign-up bonus makes it even easier.
You’ll get 50,000 points if you spend $5,000 in your first three months of account opening – that equals $500 in cash back! Plus at least one point for every dollar spent.
6. Fraud protection
Plus, you get a lot of travel benefits like rental car insurance, trip interruption insurance, lost baggage coverage and more. You also get access to concierge services that can help book flights or hotels for your business needs.
You can apply for the card online in about 10 minutes and enjoy instant approval! If approved, your new card will arrive in the mail within 7-10 days. All you have to do then is activate it.
It’s so easy and convenient – not only are there no annual fees but if you spend over $5,000 on purchases in a year, they’ll refund the annual fee as well!
The customer service at Chase has been excellent.
I feel confident using my Chase Sapphire Preferred Card because I know that if anything were ever stolen or lost, I’m covered by their fraud protection policy up to $500 for cash advances too.