Your Reliable Car Insurance Options in 2024

The following are the main types of car insurance coverage:

– Required Insurance Coverage:

– LIABILTY auto insurance, to pay for damage to the cars and property of others, and bodily injury to others, that you cause.

– UNINSURED MOTORIST coverage, pays for medical bills for you and your passengers if you’re harmed by someone without auto insurance.

– (PIP) personal injury protection, in states that have “no-fault” insurance laws, pays your medical bills no matter who caused the accident.

Optional – but important – Insurance Coverage:

– COLLISION insurance coverage, pays for repairs of damages to your insured car, regardless of fault – even if you back up into a pole.

– COMPREHENSIVE insurance coverage, protects you from theft and vandalism, and non-collision types of damage – such as flooding and falling objects.

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